Insan Kamil (Arabic) Perfect man, God-realized being. One who has realized Allah as his only wealth, cutting away all the wealth of the world.
Also from my current favorite (though, unfortunately, having passed away before I could meet him), Bawa Muhaiyaddeen:
But, children, all those who have a body made of the five elements must undergo suffering. Even though you might be one who has cut away the attachments to the world and the connection to the five elements, nevertheless all those who have a body of these elements will experience difficulty. Only God who has no form does not experience this suffering. I too feel tired just as you do. Why? Because even when you are in a place of truth, there are difficulties. Even for one on the path of God, difficulties can arise through the connection to one’s children. When troubles come to the children, then one of truth asks, “O God, why are You giving these difficulties to the children? Protect them.” The poverty, illnesses, sorrows, and hunger of a child affect the wise man also. These sorrows do affect a man of truth. Because of his physical body, he is shaken a little. Because he has firm faith in God, however, it affects him for only a second or two and then passes. But it does affect him for that moment.
Even though he has given up attachment to the world, the attachment to his children on this path affects him. Once he gives up that attachment, then he is God. But as long as he has this attachment to take God’s children back to God, he is man. Although he is an insan kamil, a representative of God, he still has this attachment to take the children of God back to God and the truth. Because of this, he also has a connection to all the accidents and difficulties that befall his children on this path.
When disease, disturbances from the world, sorrow, the five elements, mind, and desire come to attack one of his children, and the wise man realizes that the child has fallen, he has to lift that child up, care for him, and carry that child with him. That work is a little difficult, and at such times he undergoes suffering. Until he opens that path and hands you over to God’s responsibility, difficulties will come. Until that time, he has to take you carefully, with strong faith. He does not have the world within him, but he is attached to taking you to God and giving you the freedom of your soul. Because of attachment he has to share your suffering.
All those born in this world with the form of the five elements undergo disturbances and sorrow. God alone is the exception. Like all of you, I too have a physical body. God does not have such a body, so for Him it is easy. You must understand this. With every thought you have, sorrows can come to you. They come and they go, but we must have firm faith and certitude in God. When you are affected by the pull of your connections to caste, lust, anger, bloodties, colors, and religion, you feel tired. This weariness does not come from God. It comes because your taproot is not strong enough. If we do not have this strength, we cannot find peace either for ourselves or for others.
False gurus need not apply….